Stock indexes are closing lower for the second day in a row as a sharp drop in railroad operator CSX pulled other industrial companies broadly lower, the AP reports. Banks also fell Wednesday as investors worry that lower interest rates will hurt their profits going forward. CSX plunged 10.3% after cutting its revenue outlook for the year. That pulled other railroad companies lower. Some large technology stocks bucked the downward trend and put up solid gains. Adobe rose 1.4%. The S&P 500 fell 19 points, or 0.7%, to 2,984. The Dow Jones Industrial Average lost 115 points, or 0.4%, to 27,219. The Nasdaq gave up 37, or 0.5%, to 8,185. (More stock market stories.)