health insurance premiums

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Get Ready to Pay More for Health Coverage

 Get Ready 
 to Pay More 
 for Health 
 Coverage 
especially if you're overweight

Get Ready to Pay More for Health Coverage

Employers plan to hike premiums, copays, penalties for obese

(Newser) - Large companies have big plans for their employees' health plans next year: sizable premium hikes, higher deductibles and co-payments, higher charges for covering spouses, penalties for results of certain lab tests, and tighter eligibility standards that may even exclude overweight people from the most desirable health plans. That's what 507...

White House Lashes Insurers Jacking Up Prices
 White House Lashes 
 Insurers Jacking Up Prices 
HEALTH CARE REFORM?

White House Lashes Insurers Jacking Up Prices

Steep premium increases target individuals who buy policies

(Newser) - The White House has begun to call out health insurance companies attempting to drastically raise premiums for Americans who buy policies individually. HHS Secretary Kathleen Sebelius will hold a press conference today on the premium hikes, including the 39% increase in California she lambasted last week. A new report also...

House Scrutinizes Health Insurer's 39% Rate Hike

Anthem Blue Cross jacks some premiums in California

(Newser) - As Congress opened a probe into a health insurer's impending premium hikes of up to 39%, President Obama yesterday cited Anthem Blue Cross's rate increases as evidence of the need for health care reform. "If we don't act, this is just a preview of coming attractions," Obama said....

CBO: Most Premiums Won't Rise Under Health Bill

People under employer plans will see rates fall or remain steady

(Newser) - Fears that the health bill before the Senate will send the cost of most health insurance plans skyrocketing are unfounded, according to a Congressional Budget Office report. The CBO found that premiums for people covered by employer plans will remain steady or drop slightly under the bill, while people buying...

Industry Report Distorts Health Reform Cost
Industry Report Distorts Health Reform Cost
analysis

Industry Report Distorts Health Reform Cost

Insurance firms' numbers blindside Baucus bill's backers

(Newser) - A new report that says the Senate Finance Committee’s reform bill would raise private insurance premiums is riddled with troubling exceptions, writes Jonathan Cohn. The report, commissioned by America's Health Insurance Plans, estimates the costs of premiums over time if the bill is implemented, but it doesn’t take...

Premiums Likely to Soar Under Obamacare

(Newser) - Current health care legislation would require every American to buy health insurance, but would do little or nothing to control the skyrocketing premiums they’d have to pay, the LA Times reports. Versions of the bill try to address the problem indirectly—with a public option in the House bill...

40% of Employers to Hike Health Plan Costs Next Year

Another 8% to drop coverage entirely, survey reveals

(Newser) - Many Americans are happy with their employer-sponsored health care plans and eager to keep them, but they won't be keeping them at the current price, the Washington Post reports. In a survey released yesterday, some 40% of employers said they expect to increase the amount their employees paid for health...

Health Care Bills Don't Offer Real Choice
Health Care
Bills Don't Offer
Real Choice
ANALYSIS

Health Care Bills Don't Offer Real Choice

Legislation in Congress seem to settle for status quo

(Newser) - Health insurance firms are essentially monopolies because employers, not individuals, choose which plans to offer. This freedom from competitive forces has allowed insurance to become flaky and opaque—and the reform currently being debated in Washington would do little about it, writes David Leonhardt for the New York Times. Even...

Insurers Offer to Stop Charging Sick People More

(Newser) - The push for health care reform got a significant boost today: Big insurers say they are willing to stop charging higher premiums to people with pre-existing medical conditions, the New York Times reports. In the surprise move, industry leaders say they are willing to give up the practice if Congress...

Hidden Health Care Crisis: The Underinsured

(Newser) - Health-care policy debate in America is usually framed around the 45 million (and rising) uninsured, but rarely do policymakers bring up the additional 25 million facing the “shadow problem” of under-insurance, Time reports. These people pay more than 10% of their income on out-of-pocket medical costs, often on flimsy...

Uninsured Young Adults Play Doctor
Uninsured Young Adults Play Doctor

Uninsured Young Adults Play Doctor

Some feel invincible but most just can't afford pricey premiums

(Newser) - Twentysomethings in low-paying jobs with no health coverage are taking up the slack with self-diagnosis and treatment, a potentially dangerous practice that may seem unavoidable. Many say they face a choice between buying insurance and making rent—and they're opting for the latter. "They’re new to the work...

Tsunami in Medicaid Need Batters Broke States

Demand from newly unemployed leaves states looking to stimulus package for help

(Newser) - A surge in demand for Medicaid is draining state coffers just when they can least afford it, a New York Times survey of 40 states reveals. Demand ballooned by up to 10% in many states last year as people lost their employer-sponsored health care with their jobs, and officials believe...

Critics Rip Gender Gap in Health Insurance Charges

Advocates call for an end to higher premiums for women

(Newser) - Health advocates and some politicians are crying foul over the huge price difference between men's and women's health insurance, the New York Times reports. Healthy young women are regularly charged up to 50% more than their male counterparts, even when maternity care is excluded. The practice is prohibited under job-based...

US Health Costs to Rise 5.7% in '09

Insurance costs go up for 4th straight year

(Newser) - Get ready for another increase in co-pays and deductibles. A survey being released today found that 59% of employers intend to keep down rising health care costs by sharing them with workers. Costs will go up by an average 5.7% for both parties next year, rising faster than inflation...

The Win-Win Economics of Medical Tourism
The Win-Win Economics of Medical Tourism
OPINION

The Win-Win Economics of Medical Tourism

Growing trend of traveling for health care doesn't have to hurt anyone

(Newser) - The spread of “medical tourism”—uninsured and underinsured patients seeking cheap health care in Southeast Asia or Latin America—has fueled fears that developing nations will divert resources from state health systems caring for their own citizens. But, the Economist argues, “if governments make the best of...

In Sickness and for Health Insurance

Health benefit concerns force couples into marriage and divorce

(Newser) - Health insurance worries are pushing a growing number of Americans both into and out of marriages, the New York Times reports. Couples in which one party has better health benefits are marrying hastily as medical needs outweigh any doubts about each other. One survey this year found health insurance was...

Obama Health Care Cure May Prove Elusive

Quick reform isn't likely, say analysts

(Newser) - In a campaign that has made several big promises, perhaps Barack Obama's most ambitious vow is that he will bring down health care premiums by $2,500 by the end of his first term as president. But whether he can deliver that is an open question, writes the New York ...

Health Care Costs to US Manufacturers Skyrocket

US employers pay double the price foreign companies do

(Newser) - The cost of providing health insurance to US workers is rising so fast it can't be passed along either to workers or customers, a new study reported in the Los Angeles Times finds. Manufacturers now spend, on average, $2.38 per worker per hour—more than twice as much as...

Health Costs Hurt Insured Americans, Too

More cut back on doctor visits to save much-needed bucks

(Newser) - Even Americans with health insurance are ducking the doctor these days as health costs rise and the economy stays queasy, the New York Times reports. Family premiums have doubled in recent years, and out-of-pocket costs have gone up, too: “It just keeps eating into people’s income,” said...

More Say 'I Do' for Health Plans
 More Say 'I Do' for Health Plans 

More Say 'I Do' for Health Plans

About 7% marry to get coverage as costs soar

(Newser) - Health-insurance worries have gotten so serious they're pushing some Americans up the aisle, the Los Angeles Times reports. In a new survey, 7% of people said they or somebody in their household had married in the last year to get health benefits. The survey also found that health-care worries trumped...

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